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$564,900
72 Days On Site

523 S 13TH Terrace
Fernandina Beach, FL 32034

For Sale|Single Family Residence|Active
3
Beds
3
Total Baths
2
Full Baths
1
Partial Bath
1,448
SqFt
$390
/SqFt
2023
Built
Subdivision:
City Of Fernandina Beach
County:
Nassau
Listing courtesy of ANGELA R HEITZER of SUMMER HOUSE REALTY

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904-683-5230
523 S 13TH Terrace523 S 13TH Terrace523 S 13TH Terrace523 S 13TH Terrace
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Stylish New Construction Just Minutes from Downtown Fernandina Beach. 523 S. 13th Terrace is where modern design meets coastal charm. Built in 2023, this beautifully crafted 3-bedroom, 2.5-bath home offers the perfect blend of comfort, efficiency, & location, just a quick golf cart ride to downtown Fernandina Beach, Central Park, & the island's pristine beaches. Inside, the thoughtful open floor plan highlights soaring vaulted ceilings, tall windows, & designer finishes throughout. The chef-inspired kitchen features quartz countertops, stainless-steel appliances, & a spacious island that opens seamlessly into the living & dining areas, ideal for entertaining or casual family living. Upstairs, each bedroom includes walk-in closets & plenty of natural light, while the primary suite feels like a private retreat. Enjoy low-maintenance living & peace of mind with all major systems new in 2023, including the HVAC, roof, & hot water heater. Step outside to a raised patio & fenced backyard, perfect for morning coffee or evening gatherings under the stars. The one-car garage offers convenience & storage, while the manageable lot size keeps upkeep effortless. Located within the City of Fernandina Beach, you're minutes from local favorites like Centre Street's boutiques & restaurants, Amelia Riverfront, & the community's best parks & trails. Whether you're a first-time buyer, second-home owner, or family ready to embrace the island lifestyle, this home delivers the perfect combination of value & location. Move-in ready & offered at $564,900, this is your opportunity to live close to everything you love about Fernandina Beach. Schedule your private showing today and start living the "Love Where You Live" lifestyle on Amelia Island.

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Listing Snapshot
Price 
$564,900
Days On Site 
72 Days
Bedrooms 
3
Inside Area (SqFt) 
1,448 sqft
Total Baths 
3
Full Baths 
2
Partial Baths 
1
Lot Size 
0.06 Acres
Year Built 
2023
MLS® Number 
2106370
Status 
Active
Property Tax 
$4,998.89
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Public Records
Friends & Family
Recent Activity
2 months agoListing first seen on site
2 months agoListing updated with changes from the MLS®
General Features
Acres 
0.06
Additional Property Use 
Residential
Attached Garage 
Yes
Direction Faces 
East
Garage 
Yes
Garage Spaces 
1
Levels 
Two
Number Of Stories 
2
Parking 
AttachedGarageGarage Door Opener
Property Condition 
Updated/Remodeled
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
Special Circumstances 
Standard
Style 
Traditional
Utilities 
Electricity ConnectedSewer ConnectedWater Connected
Water Source 
Public
Interior Features
Appliances 
DishwasherDouble OvenElectric CooktopElectric Water HeaterMicrowaveRefrigerator
Cooling 
Ceiling Fan(s)Central AirElectric
Flooring 
Laminate
Heating 
CentralElectric
Interior 
Breakfast BarCeiling Fan(s)Open FloorplanWalk-In Closet(s)
Laundry Features 
Electric Dryer HookupUpper LevelWasher Hookup
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Exterior Features
Construction Details 
Frame
Fencing 
Back Yard
Patio And Porch 
CoveredPatioRear Porch
Road Frontage 
City Street
Roof 
Shingle
Community Features
Financing Terms Available 
CashConventionalFHAUSDA LoanVA Loan
MLS Area 
410-Fernandina Beach Downtown-West
Roads 
Asphalt
Listing courtesy of ANGELA R HEITZER of SUMMER HOUSE REALTY



Listing information is provided by Participants of the Northeast Florida Multiple Listing Service(dba realMLS). IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025, Northeast Florida Multiple Listing Service(dba realMLS).
Last checked: 2025-11-09 08:35 PM UTC

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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